Sunday, April 20, 2008
E POR CÁ QUANDO É QUE ACELERAM OS NÃO PAGAMENTOS Á BANCA?
There was dire news for homeowners last week as a leading investment bank and former government adviser forecast a 15% fall in house prices in the next two years.
Morgan Stanley chief economist David Miles, who is also an adviser to the Treasury on the mortgage market, predicted the property price slump would push 1.2m people – or one in ten homeowners with loans totalling £164 billion – into negative equity as mortgage approvals slow drastically in coming months.
The forecast came just days after Communities and Local Government figures showed the value of an average property fell to £217,737 in February – the lowest level since last June.
Prices have dropped most sharply for flats, down 2.9% in a month, followed by semidetached and detached homes, which fell 1.5%, and terraced houses, at 1.1% lower. The price of bungalows dropped just 0.6%.
Halifax, Britain’s biggest mortgage lender, reported this month that its house price index fell 2.5% in March, with some regions seeing declines of 5% in a month.
Rightmove, the property website, reported on Friday that agents were being forced to offer homes in exclusive London areas such as Kensington and Chelsea at discounts of 2% in the last month.
The Royal Institution of Chartered Surveyors said 78.5% more surveyors reported falling house prices last month.
However, Rics said price falls were being contained by the small number of properties coming on to the market.
NESTA MARAVILHOSA SOCIEDADE MULTICULTURAL, MELHOR DITO, "PLURAL", PARA ACOMPANHAR A "MODERNIDADE" EM QUE OS INDÍGENAS TÊM QUE PAGAR PARA SEREM "DESASSOSSEGADOS", UMA RIQUEZA AO ALCANCE DE POUCOS,VÊM OS SEUS SALÁRIOS A "EMPOBRECER" DESDE HÁ 9 ANOS PARA QUE OUTROS POSSAM VIVER NESTE PARAÍSO Á BEIRA MAR PLANTADO.
TUDO O QUE É "BEM" OU TRABALHA DIRECTAMENTE NO ESTADO , QUE TEM SEMPRE LUGAR PARA MAIS UM, OU TEM CONTRATO DE AMIGOS PARA O MESMO, ROUBANDO OPORTUNIDADES Á VIDA "EMPRESARIAL" E Á "CRIAÇÃO DE RIQUEZA" EXPORTÁVEL.ATÉ OS BANQUEIROS SE RENDEM AO ESTADO.E DEPOIS DIZEM QUE VIVEMOS NUMA ECONOMIA DE MERCADO...
ESTE "DISTRIBUIR" A CADA UM SEGUNDO A SUAS NECESSIDADES ATRAÍU UMA MULTIDÃO DE CIDADÃOS DO MUNDO E SUAS FAMÍLIAS JÁ A VIVER POR CONTA DA SEGURANÇA SOCIAL, QUE FIZERAM EMBARATECER OS CUSTOS DO TRABALHOS E UMA CONCORRÊNCIA FEROZ AOS POUCOS POSTOS DE TRABALHO EXISTENTES.AGORA PREPAREM-SE PARA AS MÁS NOTÍCIAS QUANDO A MALTA FARTA DE APERTAR O CINTO SE RECUSAR A PAGAR OS EMPRÉSTIMOS AOS BANCOS... BEM PODEM ALARGAR PRAZOS.O VOSSO DESTINO ESTÁ TRAÇADO!A BANCARROTA!
ENTRETANTO OS CONTRIBUINTES DEVEM IR PEDINDO A REAVALIAÇÃO DOS SEUS IMÓVEIS SOBREAVALIADOS PELO FISCO PARA SE PAGAREM MAIS IMPOSTOS... ELES QUE FIQUEM COM AS PROPRIEDADES PELO VALOR MATRICIAL...
Morgan Stanley chief economist David Miles, who is also an adviser to the Treasury on the mortgage market, predicted the property price slump would push 1.2m people – or one in ten homeowners with loans totalling £164 billion – into negative equity as mortgage approvals slow drastically in coming months.
The forecast came just days after Communities and Local Government figures showed the value of an average property fell to £217,737 in February – the lowest level since last June.
Prices have dropped most sharply for flats, down 2.9% in a month, followed by semidetached and detached homes, which fell 1.5%, and terraced houses, at 1.1% lower. The price of bungalows dropped just 0.6%.
Halifax, Britain’s biggest mortgage lender, reported this month that its house price index fell 2.5% in March, with some regions seeing declines of 5% in a month.
Rightmove, the property website, reported on Friday that agents were being forced to offer homes in exclusive London areas such as Kensington and Chelsea at discounts of 2% in the last month.
The Royal Institution of Chartered Surveyors said 78.5% more surveyors reported falling house prices last month.
However, Rics said price falls were being contained by the small number of properties coming on to the market.
NESTA MARAVILHOSA SOCIEDADE MULTICULTURAL, MELHOR DITO, "PLURAL", PARA ACOMPANHAR A "MODERNIDADE" EM QUE OS INDÍGENAS TÊM QUE PAGAR PARA SEREM "DESASSOSSEGADOS", UMA RIQUEZA AO ALCANCE DE POUCOS,VÊM OS SEUS SALÁRIOS A "EMPOBRECER" DESDE HÁ 9 ANOS PARA QUE OUTROS POSSAM VIVER NESTE PARAÍSO Á BEIRA MAR PLANTADO.
TUDO O QUE É "BEM" OU TRABALHA DIRECTAMENTE NO ESTADO , QUE TEM SEMPRE LUGAR PARA MAIS UM, OU TEM CONTRATO DE AMIGOS PARA O MESMO, ROUBANDO OPORTUNIDADES Á VIDA "EMPRESARIAL" E Á "CRIAÇÃO DE RIQUEZA" EXPORTÁVEL.ATÉ OS BANQUEIROS SE RENDEM AO ESTADO.E DEPOIS DIZEM QUE VIVEMOS NUMA ECONOMIA DE MERCADO...
ESTE "DISTRIBUIR" A CADA UM SEGUNDO A SUAS NECESSIDADES ATRAÍU UMA MULTIDÃO DE CIDADÃOS DO MUNDO E SUAS FAMÍLIAS JÁ A VIVER POR CONTA DA SEGURANÇA SOCIAL, QUE FIZERAM EMBARATECER OS CUSTOS DO TRABALHOS E UMA CONCORRÊNCIA FEROZ AOS POUCOS POSTOS DE TRABALHO EXISTENTES.AGORA PREPAREM-SE PARA AS MÁS NOTÍCIAS QUANDO A MALTA FARTA DE APERTAR O CINTO SE RECUSAR A PAGAR OS EMPRÉSTIMOS AOS BANCOS... BEM PODEM ALARGAR PRAZOS.O VOSSO DESTINO ESTÁ TRAÇADO!A BANCARROTA!
ENTRETANTO OS CONTRIBUINTES DEVEM IR PEDINDO A REAVALIAÇÃO DOS SEUS IMÓVEIS SOBREAVALIADOS PELO FISCO PARA SE PAGAREM MAIS IMPOSTOS... ELES QUE FIQUEM COM AS PROPRIEDADES PELO VALOR MATRICIAL...
Saturday, April 19, 2008
A GRÉCIA ULTRAPASSOU-NOS
Le Haut commissariat aux réfugiés des Nations unies (UNHCR) a demandé, vendredi 18 avril, aux membres de l'Union européenne (UE) "d'éviter de transférer des demandeurs d'asile vers la Grèce". En vertu du règlement européen, Dublin 2, qui veut qu'une demande d'asile déposée dans un pays soit traitée par celui-ci jusqu'au bout, les demandeurs d'asile ayant transité par la Grèce avant de déposer une demande dans un autre Etat doivent être renvoyés vers la Grèce. Or, pour l'UNHCR, le système d'asile grec souffre de "défauts structurels" qui conduisent à "interdire de fait que soient examinés les besoins réels de protection d'un demandeur d'asile".
Motivation des décisions, délais de traitement des demandes, conditions d'accueil : les défaillances sont nombreuses. "En raison d'un manque de personnel pour traiter les demandes d'asile, les personnes transférées, y compris les personnes vulnérables, sont systématiquement placées en détention sans que leur situation soit clarifiée au préalable", déplore le haut commissariat, qui s'alarme de voir l'Etat grec refuser à de nombreux demandeurs d'asile renvoyés en Grèce l'examen de leur requête à partir du moment où elle a été interrompue.
En 2007, sur 25 113 étrangers ayant déposé une première demande d'asile en Grèce, seuls 8 (soit 0,04 %) se sont vu attribuer en première instance le statut de réfugiés, et 514 (2,05 %) en appel.
Motivation des décisions, délais de traitement des demandes, conditions d'accueil : les défaillances sont nombreuses. "En raison d'un manque de personnel pour traiter les demandes d'asile, les personnes transférées, y compris les personnes vulnérables, sont systématiquement placées en détention sans que leur situation soit clarifiée au préalable", déplore le haut commissariat, qui s'alarme de voir l'Etat grec refuser à de nombreux demandeurs d'asile renvoyés en Grèce l'examen de leur requête à partir du moment où elle a été interrompue.
En 2007, sur 25 113 étrangers ayant déposé une première demande d'asile en Grèce, seuls 8 (soit 0,04 %) se sont vu attribuer en première instance le statut de réfugiés, et 514 (2,05 %) en appel.
A IMIGRAÇÃO NÃO É BENÉFICA PARA A ECONOMIA
From The TimesApril 1, 2008
Immigration is not a benefit to the economy and should be cut, say peersRichard Ford, Home Correspondent
Immigration should be capped, according to a parliamentary report published today which concludes that record numbers of new immigrants have had “little or no impact” on economic well being.
Some groups, including the low-paid, young people seeking jobs and some ethnic minorities, may have suffered because of competition for work from immigrants willing to accept low wages and poor working conditions.
Today’s report, from the Lords Economic Affairs Committee, whose members include two former Conservative Chancellors of the Exchequer, seeks to undermine the Government’s claim that record levels of immigration have boosted the economy.
It also sets out to demolish a range of arguments in favour of immigration, including the one that foreigners are needed to prevent labour shortages and also to help to support an increasingly ageing population.
Related Links
Fears for Scots economy as Poles head home
Smith hails points-based immigration system
The report endorses the Conservative policy of capping immigration by urging ministers to set an “explicit target range” for numbers entering the country. Controversially, it also raises the prospect of cutting the number of partners and other family members allowed to settle in Britain because a relative is already here.
And it suggests that, if the predicted 190,000-a-year net migration rate continues, house prices would be 10 per cent higher in 2028 than they would have been if there was zero net immigration.
Lord Wakeham, the former Conservative Cabinet minister who chaired the Lords inquiry, said: “The argument put forward by the Government that large-scale net immigration brings significant economic benefits for the UK is unconvincing. We have found no evidence to support their position.”
The Government has said that immigrants are boosting the overall economy by £6 billion a year, but the committee said that this was a misleading measure and a better one would be the impact on income per head of the resident population. “On this measure, immigration has had a largely neutral effect on economic wellbeing, with the income of some groups of low-paid workers actually falling,” it said.
It added that the available evidence suggested immigration had had a small negative impact on the lowest-paid workers and a small positive impact on the earnings of hgher-paid workers. “Resident workers whose wages have been adversely affected by immigrations are likely to include a significant proportion of previous immigrants and workers from ethnic minority groups,” the report added.
Lord Layard, an economist and Labour member of the committee, gave warning that Britain would face significant pressure from immigration for years. “We will have a permanent pressure of people to move in our direction. Britain has an extra resource, the English language, for attracting people here. There is no doubt whatever that the pressure will remain for half a century or more,” he said.
The findings of the 82-page report were seized on by the Conservatives and Migrationwatch, the organisation that campaigns against mass immigration. David Davis, the Shadow Home Secretary, said: “This cross-party committee of distinguished peers has demolished the Government’s case on several fronts. They show unequivocally that the benefits of the current immigration policy to ordinary UK citizens are largely non-existent.”
Sir Andrew Green, chairman of Migrationwatch, said that the report was a watershed. “A heavyweight committee of Parliament has torn to shreds the Government’s economic case for the massive levels of immigration which they have actively encouraged.
“Having lost their smokescreen of dodgy economic arguments, they now have no alternative but to implement a sharp reduction in numbers. The public will accept nothing less.”
But Neil Carberry, head of employment at the CBI, said: “In the global economy, businesses need a flexible immigration system that allows them to source the skills they need when appropriate UK-born staff cannot be found.”
He said that businesses were daily filling jobs which, without migration, would have been left empty.
Liam Byrne, the Immigration Minister, welcomed the report and insisted it proved that the Government was right to ask the independent Migration Advisory Committee to tell ministers which workers the new Australian-style points system should keep out or let in. He added: “What’s more, our plan for earned citizenship will mean that only those who can speak English, pay taxes and obey Parliament’s law will be able to earn the right to stay.”
The Lords committee comprised five Labour and five Conservative peers, including Lord Lamont of Lerwick and Lord Lawson of Blaby, both former Tory Chancellors, two Liberal Democrats and four crossbenchers.
ISTO NO REINO DE SUA MAJESTADE QUE É UM PAÍS DO PRIMEIRO MUNDO.ENTÃO NESTE JÁ ARREMEDO DE PAÍS A CAMINHO DE ÁFRICA O QUE DIRIAM OS SENHORES.É QUE AQUI O PESSOAL CHEGA PARA PARTICIPAR NA "DISTRIBUIÇÃO" POIS QUE "PRODUÇÃO" É COISA QUE NÃO EXISTE.ESTA POLÍTICA DE MAGNANIMIDADE SAI CARA NÃO SÓ AOS POBRES QUE RECEBEM MUITO MENOS, COMO E PRINCIPALMENTE AOS POUCOS QUE TÊM QUE SUPORTAR COM OS SEUS IMPOSTOS ESTA MÁ GOVERNAÇÃO TIPO BOKASSA.ISTO É EU QUERO, POSSO E MANDO E QUEM REFILAR É XENÓFOBO, RACISTA E DE EXTREMA DIREITA.
MAS QUE OS HUMANISTAS EM 34 ANOS "DESFIZERAM" MAIS O PAÍS DO QUE NOS 8 SÉCULOS ANTERIORES LÁ ISSO NÃO PODEM NEGAR...
Immigration is not a benefit to the economy and should be cut, say peersRichard Ford, Home Correspondent
Immigration should be capped, according to a parliamentary report published today which concludes that record numbers of new immigrants have had “little or no impact” on economic well being.
Some groups, including the low-paid, young people seeking jobs and some ethnic minorities, may have suffered because of competition for work from immigrants willing to accept low wages and poor working conditions.
Today’s report, from the Lords Economic Affairs Committee, whose members include two former Conservative Chancellors of the Exchequer, seeks to undermine the Government’s claim that record levels of immigration have boosted the economy.
It also sets out to demolish a range of arguments in favour of immigration, including the one that foreigners are needed to prevent labour shortages and also to help to support an increasingly ageing population.
Related Links
Fears for Scots economy as Poles head home
Smith hails points-based immigration system
The report endorses the Conservative policy of capping immigration by urging ministers to set an “explicit target range” for numbers entering the country. Controversially, it also raises the prospect of cutting the number of partners and other family members allowed to settle in Britain because a relative is already here.
And it suggests that, if the predicted 190,000-a-year net migration rate continues, house prices would be 10 per cent higher in 2028 than they would have been if there was zero net immigration.
Lord Wakeham, the former Conservative Cabinet minister who chaired the Lords inquiry, said: “The argument put forward by the Government that large-scale net immigration brings significant economic benefits for the UK is unconvincing. We have found no evidence to support their position.”
The Government has said that immigrants are boosting the overall economy by £6 billion a year, but the committee said that this was a misleading measure and a better one would be the impact on income per head of the resident population. “On this measure, immigration has had a largely neutral effect on economic wellbeing, with the income of some groups of low-paid workers actually falling,” it said.
It added that the available evidence suggested immigration had had a small negative impact on the lowest-paid workers and a small positive impact on the earnings of hgher-paid workers. “Resident workers whose wages have been adversely affected by immigrations are likely to include a significant proportion of previous immigrants and workers from ethnic minority groups,” the report added.
Lord Layard, an economist and Labour member of the committee, gave warning that Britain would face significant pressure from immigration for years. “We will have a permanent pressure of people to move in our direction. Britain has an extra resource, the English language, for attracting people here. There is no doubt whatever that the pressure will remain for half a century or more,” he said.
The findings of the 82-page report were seized on by the Conservatives and Migrationwatch, the organisation that campaigns against mass immigration. David Davis, the Shadow Home Secretary, said: “This cross-party committee of distinguished peers has demolished the Government’s case on several fronts. They show unequivocally that the benefits of the current immigration policy to ordinary UK citizens are largely non-existent.”
Sir Andrew Green, chairman of Migrationwatch, said that the report was a watershed. “A heavyweight committee of Parliament has torn to shreds the Government’s economic case for the massive levels of immigration which they have actively encouraged.
“Having lost their smokescreen of dodgy economic arguments, they now have no alternative but to implement a sharp reduction in numbers. The public will accept nothing less.”
But Neil Carberry, head of employment at the CBI, said: “In the global economy, businesses need a flexible immigration system that allows them to source the skills they need when appropriate UK-born staff cannot be found.”
He said that businesses were daily filling jobs which, without migration, would have been left empty.
Liam Byrne, the Immigration Minister, welcomed the report and insisted it proved that the Government was right to ask the independent Migration Advisory Committee to tell ministers which workers the new Australian-style points system should keep out or let in. He added: “What’s more, our plan for earned citizenship will mean that only those who can speak English, pay taxes and obey Parliament’s law will be able to earn the right to stay.”
The Lords committee comprised five Labour and five Conservative peers, including Lord Lamont of Lerwick and Lord Lawson of Blaby, both former Tory Chancellors, two Liberal Democrats and four crossbenchers.
ISTO NO REINO DE SUA MAJESTADE QUE É UM PAÍS DO PRIMEIRO MUNDO.ENTÃO NESTE JÁ ARREMEDO DE PAÍS A CAMINHO DE ÁFRICA O QUE DIRIAM OS SENHORES.É QUE AQUI O PESSOAL CHEGA PARA PARTICIPAR NA "DISTRIBUIÇÃO" POIS QUE "PRODUÇÃO" É COISA QUE NÃO EXISTE.ESTA POLÍTICA DE MAGNANIMIDADE SAI CARA NÃO SÓ AOS POBRES QUE RECEBEM MUITO MENOS, COMO E PRINCIPALMENTE AOS POUCOS QUE TÊM QUE SUPORTAR COM OS SEUS IMPOSTOS ESTA MÁ GOVERNAÇÃO TIPO BOKASSA.ISTO É EU QUERO, POSSO E MANDO E QUEM REFILAR É XENÓFOBO, RACISTA E DE EXTREMA DIREITA.
MAS QUE OS HUMANISTAS EM 34 ANOS "DESFIZERAM" MAIS O PAÍS DO QUE NOS 8 SÉCULOS ANTERIORES LÁ ISSO NÃO PODEM NEGAR...
O NOVO COLONIALISMO É MUITO MELHOR...
Remember that America was on the other side in this conflict, fanning the flames of African nationalism and undermining the European powers. Yet Belgium - Belgium - managed to hold on to a colony 76 times its size, the Congo, from 1908 (after its rapine private ownership by King Leopold II) until 1960. Contrary to widespread belief, Britain was never beaten by the Mau Mau in Kenya, and in most of the African colonies and protectorates relinquished between 1957 (Ghana) and 1968 (Swaziland) we had been meeting little if any armed resistance. Britain was not drummed but shouted out of Africa.
Portugal, meanwhile, hung on to two territories (now Angola and Mozambique) the first twice the size of Texas, the second twice the size of California, until 1975. For years an impoverished and virtually Third World European tinpot dictatorship sustained two wars simultaneously against nationalist insurgencies in both countries without going under. Meanwhile. a tiny force of white renegades denied victory to Mugabe's Patriotic Front for nearly eight years until 1980: yet there were 20 times as many blacks as whites in Rhodesia, and the breakaway regime of Ian Smith was under international economic siege throughout.
Why then did the great (and lesser) powers of the day turn their backs on empire in Africa in the 20th century, and why in the 21st might their successors return to an interest in acquiring political grip?
European imperial powers lost the will rather than the capacity to own and govern overseas resources. A world in which all could buy and sell on the global market was arriving. It is a world, however, which is now feeling the pinch in the natural resources with which Africa is richly endowed. Meanwhile, the continent is in many places run by outfits that resemble gangs rather than governments. At their most dysfunctional (as in Congo) this disintegration seriously impedes the extraction of resources, because security, communications and infrastructure break down.
But a solution beckons: buy your own gang. You hardly need visit and are certainly not required to administer the gang's territory. You simply give it support, munitions, bribes and protection to keep the roads and airports open; and it pays you with access to resources. You dress up the arrangement as helping Africans to help themselves. The French, who have been doing this in their former African possessions for years, lead the way. But it is when China, then America, and perhaps even Russia or India follow, that the scramble for Africa will truly be resumed.
NÓS POR CÁ FICAMOS SÓ COM AS DESPESAS... E SOMOS COLONIZADOS!
Portugal, meanwhile, hung on to two territories (now Angola and Mozambique) the first twice the size of Texas, the second twice the size of California, until 1975. For years an impoverished and virtually Third World European tinpot dictatorship sustained two wars simultaneously against nationalist insurgencies in both countries without going under. Meanwhile. a tiny force of white renegades denied victory to Mugabe's Patriotic Front for nearly eight years until 1980: yet there were 20 times as many blacks as whites in Rhodesia, and the breakaway regime of Ian Smith was under international economic siege throughout.
Why then did the great (and lesser) powers of the day turn their backs on empire in Africa in the 20th century, and why in the 21st might their successors return to an interest in acquiring political grip?
European imperial powers lost the will rather than the capacity to own and govern overseas resources. A world in which all could buy and sell on the global market was arriving. It is a world, however, which is now feeling the pinch in the natural resources with which Africa is richly endowed. Meanwhile, the continent is in many places run by outfits that resemble gangs rather than governments. At their most dysfunctional (as in Congo) this disintegration seriously impedes the extraction of resources, because security, communications and infrastructure break down.
But a solution beckons: buy your own gang. You hardly need visit and are certainly not required to administer the gang's territory. You simply give it support, munitions, bribes and protection to keep the roads and airports open; and it pays you with access to resources. You dress up the arrangement as helping Africans to help themselves. The French, who have been doing this in their former African possessions for years, lead the way. But it is when China, then America, and perhaps even Russia or India follow, that the scramble for Africa will truly be resumed.
NÓS POR CÁ FICAMOS SÓ COM AS DESPESAS... E SOMOS COLONIZADOS!
LIÇÃO SINDICAL. POR CÁ TUDO A FAVOR DA CHINA
A Chinese ship carrying arms destined for Zimbabwe was last night forced to turn back after South African unions refused to unload it, claiming that to do so would be “grossly irresponsible”, South African media reported.
The reversal is a humiliation for President Mbeki, who had said that the Government was powerless to stop the shipment of three million rounds of AK47 ammunition, 1,500 rocket-propelled grenades and more than 3,000 mortar rounds and mortar tubes to President Mugabe’s armed forces.
The reversal is a humiliation for President Mbeki, who had said that the Government was powerless to stop the shipment of three million rounds of AK47 ammunition, 1,500 rocket-propelled grenades and more than 3,000 mortar rounds and mortar tubes to President Mugabe’s armed forces.
ALTO AÍ E PARA O BAILE
Sweden is so upset by other EU countries that it has vowed to push for a fair distribution of asylum-seekers.
“We have reached the conclusion that there should be a common European asylum system and we will make this a priority during our presidency of the EU in 2009,” Mr Billström said.
QUEM É QUE SEMPRE ANDOU NA FRENTE A FACILITAR A DESCOLONIZAÇÃO E BOTAR ABAIXO DE ADMINISTARÇÕES DITAS"COLONIAIS"?
ACHO PORTANTO MUITO BEM QUE PAGUEM O RESULTADO DAS ACÇÕES "ANTI-COLONIALISTAS" RECEBENDO EM CASA O RESULTADO...
“We have reached the conclusion that there should be a common European asylum system and we will make this a priority during our presidency of the EU in 2009,” Mr Billström said.
QUEM É QUE SEMPRE ANDOU NA FRENTE A FACILITAR A DESCOLONIZAÇÃO E BOTAR ABAIXO DE ADMINISTARÇÕES DITAS"COLONIAIS"?
ACHO PORTANTO MUITO BEM QUE PAGUEM O RESULTADO DAS ACÇÕES "ANTI-COLONIALISTAS" RECEBENDO EM CASA O RESULTADO...
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